Who we are
We are a specialist regulatory and licensing consultancy. Our work sits where strategy meets the regulator: helping founders, boards and compliance teams understand exactly which permissions their business model needs — then structuring, applying and operating under them.
Our practice spans the full licensing lifecycle. We map the perimeter around payments, money transmission, virtual assets, e-money and banking activities; design entities, governance and capital structures regulators expect; prepare applications and regulatory business plans; and build the AML/KYC frameworks that keep licensed businesses examination-ready.
Beyond licensing, we act as a long-term regulatory partner — outsourced MLRO and compliance-officer support, banking and EMI onboarding, mock audits, and due diligence on licence acquisitions and M&A.
Global presence
Offices in Mauritius, USA and UAE.
A global footprint with reach across 10 key markets — from North America and the Gulf to Africa, Europe, India and Australia.
Mauritius
Africa and Indian-Ocean market entry, structuring and cross-border setups.
USA
FinCEN MSB, state money transmission, North-American payments and banking strategy.
UAE
CBUAE, VARA, ADGM/FSRA and DIFC — the firm's Gulf hub for payments and virtual assets.
How we think
Principles behind every engagement.
Regulator-first thinking
Every strategy starts from what the regulator expects — capital, governance, AML and substance — so applications are built to survive scrutiny, not just to be filed.
Practical, not theoretical
We translate rulebooks into operating decisions: which licence, which entity, which bank, which order. Roadmaps your team can actually execute.
End-to-end accountability
From the first perimeter assessment to post-licence compliance, we stay engaged through launch — banking onboarding, AML programmes and regulator dialogue included.
Cross-border by design
We work across jurisdictions as one roadmap, not isolated silos — entity, passporting, settlement and data rules aligned across every market you enter.
What we do
13 practice areas, one team.
01
USA MSB & Money Transmission
USA FinCEN MSB, state MTL and Canada FINTRAC licensing and advisory.
02
Payment Licensing
Regulatory strategy for PSPs, gateways, orchestration and payment platforms.
03
Virtual Assets
Advisory for crypto, brokerage, custody and digital-asset businesses.
04
RBI — PA-PG, PPI & NBFC
India RBI payment aggregator, prepaid instrument, NBFC and GIFT City licensing.
05
UAE Licensing
CBUAE, VARA and ADGM/FSRA regulatory advisory.
06
AUSTRAC
Australian remittance and virtual-asset registration advisory.
07
Swiss SRO
Swiss AML and SRO regulatory structuring advisory.
08
International Banking
Corporate, EMI, payment-account and cross-border banking strategy.
09
AML & Compliance
AML/KYC, governance, risk management and compliance frameworks.
10
Nigeria Licensing
CBN payment, switching, mobile-money and IMTO licensing advisory.
11
KSA Licensing
SAMA payment, EMI and CMA fintech licensing in Saudi Arabia.
12
Oman Licensing
Central Bank of Oman payment and CMA fintech licensing advisory.
13
Consulting & Advisory
Strategic regulatory consulting for cross-border financial-services businesses.