01
Licensing applications
Full application management — perimeter analysis, regulatory business plans, financial projections, policy packs, capital structuring and regulator dialogue from filing to authorisation.
02
Market-entry strategy
Multi-jurisdiction roadmaps that sequence entities, licences, passporting and banking so products launch in the right order — with realistic timelines and capital plans set at the start.
03
Compliance frameworks
AML/CTF programmes, KYC/CDD procedures, governance and three-lines-of-defence design, risk appetite statements and training — built to pass regulator examination.
04
Banking readiness
Preparing regulated and pre-licensed businesses for bank and EMI onboarding: safeguarding structures, settlement design, documentation packs and introductions to suitable partners.
05
Regulatory due diligence
Independent review of licences, compliance posture and regulatory risk in M&A and licence-acquisition transactions — before the deal is signed.
06
Ongoing regulatory support
Post-licence obligations handled as a service: regulator reporting, variations and scope extensions, inspection preparation and continuous compliance monitoring.
Where we work
Engagements across 13 practice areas.
01
USA MSB & Money Transmission
USA FinCEN MSB, state MTL and Canada FINTRAC licensing and advisory.
02
Payment Licensing
Regulatory strategy for PSPs, gateways, orchestration and payment platforms.
03
Virtual Assets
Advisory for crypto, brokerage, custody and digital-asset businesses.
04
RBI — PA-PG, PPI & NBFC
India RBI payment aggregator, prepaid instrument, NBFC and GIFT City licensing.
05
UAE Licensing
CBUAE, VARA and ADGM/FSRA regulatory advisory.
06
AUSTRAC
Australian remittance and virtual-asset registration advisory.
07
Swiss SRO
Swiss AML and SRO regulatory structuring advisory.
08
International Banking
Corporate, EMI, payment-account and cross-border banking strategy.
09
AML & Compliance
AML/KYC, governance, risk management and compliance frameworks.
10
Nigeria Licensing
CBN payment, switching, mobile-money and IMTO licensing advisory.
11
KSA Licensing
SAMA payment, EMI and CMA fintech licensing in Saudi Arabia.
12
Oman Licensing
Central Bank of Oman payment and CMA fintech licensing advisory.
13
Consulting & Advisory
Strategic regulatory consulting for cross-border financial-services businesses.